Intraday and F&O profits are taxed as business income at your slab. Enter your trading profits and other income to estimate the tax under the new regime.
Free tool — values never leave your browser. For these numbers computed automatically from your real trades, create a free TradeDiary account.
This estimator uses the new-regime slabs (0% to ₹4L rising to 30% above ₹24L), applies the §87A rebate for totals up to ₹12L, and adds 4% cess. The "tax attributable to trading" figure is the difference between your tax with and without trading income — the honest marginal cost.
Estimate only — surcharge above ₹50L, presumptive schemes, expense deductions (yes, traders can deduct expenses) and audit requirements under §44AB are out of scope. Confirm with a CA before filing.
Stop calculating trade-by-trade. TradeDiary imports your trades from Zerodha, Groww, Upstox, Dhan & more, and tracks these numbers across your whole history.
Start Free — No Credit Card →Yes — because intraday and F&O profits are business income, related expenses (brokerage, charges, internet, data subscriptions, advisory, depreciation on a trading computer) are deductible before tax. This is a real advantage over capital-gains treatment that many traders never claim.
Under §44AB an audit can apply depending on turnover and whether you declare profits below presumptive thresholds. F&O turnover is computed from absolute profit/loss sums — a journal that computes §44AB turnover automatically (as TradeDiary's tax module does) removes the guesswork.
Business income means advance tax applies: roughly 15%/45%/75%/100% of the year's expected tax by 15 June/Sep/Dec/March. Missing instalments costs interest under §234B/C — set aside tax as profits accrue, not at filing time.